This guide will be removed on April 29, 2022. Please use our new, easier-to-use Toast technical documentation site. All updated content is on the new site.

Network and monthly fees can be viewed for entire months only

Because the credit card networks provide Toast with their processing fees on a monthly, not daily, basis, those fees are viewable for entire months only, meaning you cannot view credit card network fees for partial months. When choosing the date range for a Deposit Totals Overview or Cost Breakdown report, you can view entire months by using either the Last Month option or by entering a custom date range that starts on the first day of the first month you want to view and ends on the last day of the last month you want to view, for example, 08/01/2020 - 10/31/2020.

If you attempt to view the Deposit Totals Overview or Cost Breakdown report for a partial month, the response of the Toast platform depends on whether your restaurant uses daily or monthly billing:

  • Daily Billed Fees: You will see information for the interchange and Toast processing fees (which are assessed daily) but you will not see information for the credit card network fees. The Toast platform will tell you to change the date range to an entire month (or multiple entire months) to see credit card network fees.

  • Monthly Billed Fees: All of your fees are assessed on a monthly basis, not just the credit card network fees. Therefore, if you attempt to view the Cost Breakdown report for a partial month, the Toast platform will tell you that the report is not available and you must update the date range to view entire months. You can still view the Deposit Totals Overview for a partial month but it will not contain any fee-related data.

The following table summarizes the fees that the Deposit Totals Overview or Cost Breakdown reports display, depending on your billing type and the report time frame.

Billing type Report time frame Deposit Totals Overview displays... Cost Breakdown displays...

Daily

Full month

Interchange fees

Toast processing fees

Network fees

Interchange fee adjustments

Network fee adjustments

Interchange fees

Toast processing fees

Network fees

Interchange fee adjustments

Network fee adjustments

Daily

Partial month

Fee withholding (for interchange and network fees)

Toast processing fees

Interchange fees

Toast processing fees

Monthly

Full month

Interchange fees

Toast processing fees

Network fees

Network fee adjustments

Note

Monthly customers never see interchange fee adjustments. See Adjustments for more information.

Interchange fees

Toast processing fees

Network fees

Network fee adjustments

Note

Monthly customers never see interchange fee adjustments. See Adjustments for more information.

Monthly

Partial month

Monthly billed customers can view a Deposit Totals Overview report for partial months but the report will not contain any fee-related data. It will contain data related to transaction count and volume, refund count, fee rates, and so on but no data for fees collected.

You must adjust the report time frame to include whole months to see the Cost Breakdown report.