This guide will be removed on April 29, 2022. Please use our new, easier-to-use Toast technical documentation site. All updated content is on the new site.

About monthly billing

For customers that use monthly billing, the total amount that Toast bills your restaurant at the end of each month is calculated by summing the:

  • Credit card processing fees from the Deposit Total Overview report (this is the sum of the Fees Collected and Network/Monthly Fees)

  • Fees for any chargebacks that appear on the Chargeback report

  • Any balance carried over from the previous month

The Deposit Total Overview and Chargeback reports for a given month are available on the first day of the following month (for example, January's reports are available on February 1st). Toast sends an ACH debit request to your bank between the 5th and 6th of that following month and the fees are deducted from your bank account approximately two days later (this can vary depending on your bank processing times).